Community Details
Employee Pricing! You Save What We Save!
A Rare Opportunity. Four Homesites. Exceptional Location.
Spotswood Forest pairs peaceful surroundings with exceptional convenience:
- Just minutes from Route 3
- Quick access to I‑95 for commuting north or south
- Close to downtown Fredericksburg, with its historic charm, shopping, dining, and entertainment
- Located off the scenic Spotswood Furnace Road
Whether you’re heading to work, running errands, or enjoying an evening out, everything you need is close at hand and families will appreciate that Spotswood Forest is located within the highly sought‑after Riverbend High School district, adding long‑term value and peace of mind.
At Spotswood Forest, homeowners can choose from Atlantic Builders’ popular collection of home designs, thoughtfully crafted to combine timeless style with modern functionality.
- Main‑level living floorplans ideal for convenience and long‑term comfort
- Innovative two‑story designs offering flexible spaces for work, relaxation, and entertaining
- Open layouts, desirable features, and personalization options to make your home uniquely yours
Whether you prefer single‑level living or a thoughtfully designed multi‑story home, Atlantic Builders offers plans that fit today’s lifestyles while enhancing the beauty and value of these exceptional homesites.
*Financing example based on a 700 credit score and an FHA 5/1 CMT Adjustable-Rate Mortgage (ARM) with 1/1/5 adjustment caps. The scenario is based on a purchase price of $749,900, with a $37,495 down payment and a total loan amount of $724,872. The initial interest rate is 5.250% with an APR of 6.579%. There are no discount points being charged for the interest rate shown. The estimated monthly real estate taxes of $460.75 are calculated using the Spotsylvania County real estate tax rate of 0.7373%, applied to the $749,900 purchase price. Actual property taxes may vary based on the property’s assessed value, applicable exemptions, and future changes to the county tax rate. Homeowners insurance is estimated at $1,500 per year ($125 per month). The actual premium will be determined by the insurance provider and may differ from this estimate. The FHA 5/1 CMT ARM 1/1/5 provides a fixed interest rate for the first five years of the loan. After the initial five-year period, the interest rate may adjust once annually based on the applicable CMT index plus the loan’s margin. The 1/1/5 caps mean the interest rate may increase or decrease by no more than 1% at the first adjustment, 1% at each subsequent annual adjustment, with a maximum lifetime increase of 5% above the initial interest rate, subject to the terms of the final loan documents. The estimated monthly housing payment is $5,001.43, consisting of $4,002.77 principal and interest, $125.00 homeowners insurance, $460.75 real estate taxes, and $412.91 mortgage insurance. All figures shown are estimates for illustration purposes and are subject to change based on final credit qualification, loan approval, property information, insurance premiums, tax assessments, and market conditions. The interest rate is not guaranteed until it has been locked. Financing available through Guaranteed Rate, Inc. NMLS#2611
