WE BUILD WHERE YOU SERVE
Atlantic Builders has many military-friendly communities near the bases in our area. Click below to learn more about the communities near your PCS.
You’ve just received new PCS orders. What’s next? We’ve got your back, from start to finish and every day in between.
Sometimes, even the smallest mistakes can take weeks to correct. And you’ll certainly want to know if there are major issues with your credit, like a stolen identity, before applying for a home loan.
Give yourself time to calculate how you’ll save for important expenses such as a down payment, closing costs, moving fees, taxes, and homeowners insurance.
Although your Basic Allowance for Housing (BAH) isn’t the only indicator of a manageable mortgage, it’s a good starting point to review the BAH for your new ZIP code help you decide how much to spend.
Lenders use your Debt-to-Income Ratio (DTI) to ensure you’re in a strong financial position to pay for your new home loan and other financial obligations, like car loans. A low DTI attracts more lenders and helps you feel comfortable borrowing the amount you can afford.
These letters give you an idea of how much a lender could offer you based on your financial input, but they’re not guaranteed loan offers. Lenders often send prequalification letters based on unverified financial information that you self-report. After the lender confirms your finances, they’ll issue a pre-approval letter describing the loan terms.
Every military family has a list of home buying wants and needs. Some military buyers stick to a strict budget, others prefer a short work commute, and others prioritize house amenities. Priority order is unique to you and your family. When working with your Atlantic Builders sales manager, it’s important to share your list of must-haves so that we can tailor our search to your needs.
When you first think about buying a house, you probably spend hours daydreaming about fun things like new paint colors and furniture. These are certainly things to look forward to, but you should also consider other quality-of-life factors influencing your purchase.
Start your home search by reviewing our neighborhoods in Stafford County, Spotsylvania County, Prince William County, Orange County, Augusta County, and Charlottesville.
Home buying can be tricky if you don’t know a location’s pros and cons, especially if you’re buying a house long distance. So, you’ll have to rely on your internet detective skills and guidance from Atlantic Builders staff. There are multiple ways to help you decide if the neighborhoods you’ve chosen are the perfect fit. First, always hunt for first-hand accounts from other military families in the area (the boots on the ground, if you will). They’ll give you the insider knowledge you need.
Check out community forums (i.e. Nextdoor, Niche) or Military family Facebook groups when researching different locations.
Just like your home buying rank list, your local school priority list is unique to your family. Whether you are searching for a local public school system, seeking private education, or want contacts for homeschooling communities in the area, you’ll need some resources to point you in the right direction. When possible, always contact school administrators with specific questions. Contacting other military families to hear their opinions is also a smart idea.
Resources to start your school research journey:
It’s often challenging for military members to spend large amounts of quality time with their families. Deployments, TDYs, and other separations are all part of the lifestyle. So, quick commutes are often a high priority. Luckily, many Atlantic Builder communities are close to local military bases.
Although work commutes are always at the top of people’s minds, also consider the distance from schools, grocery stores, and other important parts of your routine.
To contact us, give us a call at 540.386.0796 or fill out the form below to become an A-Lister.
