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Frequently Asked Questions

Frequently Asked Questions

  1. How much home can I afford? What will my mortgage payment be?

    There are many factors taken into account when qualifying for a home mortgage such as your debt-to-income ratio, credit score, and your down payment and loan amount.

    A good starting point for determining your monthly payment would be to factor in about $45 for every $10,000 financed, not including taxes.

    One of our Community Sales Managers would be happy to assist you with this or we can put you in touch with one of our Preferred Lenders.

  2. What features are included in your homes?

    Included Features vary per community; they are listed under each community on our website.  Our Sales Managers are available to explain and demonstrate the features included in the homes in the community that you are visiting.  

  3. What optional features are available?

    Our model homes showcase many of the ways you might personalize your new home.  The Community Sales Manager will clarify which features you see are included in every home and which are available for you to select at our Design Center.

    Our Design Center is located at 1975 Jefferson Davis Highway.  We are open for browsing on Tuesdays and Fridays from 4:00 to 7:00 PM and on Saturdays from 9:00 to 3:00.  One of our Design Center Managers, Erin and Rachel, will be happy to give you a tour and show you our current design selections.

    You may also visit our online design center.

  4. What home sites are available in the community?

    There are a variety of available home sites with unique features in our communities. A Sales Manager can walk with you on the home sites, and also share site plans and grading plans. Some home sites do have premiums that vary in price.

  5. Is there an HOA? What are the costs and what do they cover?

    Some Atlantic Builders communities do have a Home Owners Association. The costs and services provided are specific to each community.  It is best to discuss this with the Community Sales Manager and have them provide you with the legal documentation pertaining to each community.

  6. What is the Atlantic Builders Warranty?

    Atlantic Builders provides a 2-10 Warranty through Professional Warranty Company. This would cover 2 years mechanical and 10 years structural. We also have our 1-year builder’s warranty, which would be at 2 months and 10 months. This covers items such as adjustments and other minor issues that may arise due to your home acclimating with the seasonal changes in the first year.

  7. What are your current incentives?

    Atlantic Builders offers $2,500 towards closing costs in some communities if you use one of our Preferred Lenders.

    We also offer a Military Appreciation Incentive of $2,500 towards Design Center Options.

    Please check with your Community Sales Manager for additional information.

  8. How do I get pre-qualified with a lender?

    Pre-qualification is always a great way to start the buying process. After an initial appointment, the Sales Manager will put you in contact with our designated lenders. The pre-qualification process can be completed over the phone in very short period of time. As long as you are accurate with the information you give to the lender, they will be able to tell you what you may qualified to purchase, the down payment needed and an estimate of all costs and approximate monthly payment.

  9. Do I need a realtor when purchasing a new home?

    We encourage Realtors to bring clients to Atlantic Builders.

  10. How are the schools in the area?

    You can visit for information on the various schools that your children may attend while living in one of our communities.

  11. Tell me about Atlantic Builders.

    Atlantic Builders was founded in 1988, so we have been around for 30+ years. The owners are CEO Adam Fried, President Tom Schoedel, and Vice President Gene Brown.

    Atlantic Builders takes pride in delivering our homes on schedule, with a clean and complete walk through at time of settlement. Our customer service, customer satisfaction and customer willingness to refer are at the top in the industry. Atlantic Builders was named Number One in the Country for Customer Satisfaction by Woodland, Scott and O’Brien.

  12. Are your homes energy efficient?

    Yes. The easiest way to describe how energy efficient our homes are is by using the HERS Rating. HERS stands for Home Energy Rating System. HERS works by giving every home a base score of 100%. Every 1% lower than 100 represents a 1% reduction in energy consumption. The average new home being built has a HERS Rating of 85% to 80%. Atlantic Builders homes consistently have a HERS Rating of 58% to 62%. That means that our homes have a 38% to 42% in energy use reduction, which is excellent.

  13. What are the deposits required to get started?

    • Atlantic Builders requires an Earnest Money Deposit of 3% of the total Contract Price at the time of Contract, which would include base price, home site premium and structural options.
    • You will also have a Design Center Deposit of a minimum of 5% of the total amount of options added at the Design Center.
    • Other deposits could include Customization Deposits.  There could also be fees for Change Orders or Customization Requests. 
    • You will also typically have fees due to the lender for the appraisal and initial credit report. 

    Your Community Sales Manager can help you understand and outline the deposits and fees as listed above.

  14. How long does it take to build a new Atlantic Builders home?

    The estimated time from contract to completion is approximately 6-7 months. The actual build time is an average of 120 days or 4 months.

  15. Can I bring a home inspector during the building process?

    Our homes go through numerous jurisdictional inspections along with our own stringent quality controls. If you elect to have a private home inspection at completion, it would need to be scheduled through the Sales Manager and Project Manager.

Atlantic Builders Location, home designs, features and prices are subject to change without notice. We are pledged to the letter and spirit of the U.S. policy for the achievment of equal housing opportunity throughout the Nation. We encourage and support an affirmative marketing program in which there are no barriers to obtaining housing because of race, color, religion, sex, handicap, familial status or national origin.
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Atlantic Builders · 1975 Jefferson Davis Hwy · Fredericksburg , VA 22401 · 540-891-8540
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